Q: We've been told we make too much money for college aid. Can you help us?

Many of the families we serve have an annual income that ranges from $75,000 to $250,000 or higher. It is possible to give your students a great college education – without spending your retirement funds or going deeply into debt.

You might be surprised to learn that colleges have a tremendous pool of resources, over $60 Billion annually, available to recruit the students they want. Most of those monies are awarded on merit, not income or need. We can help you tap into those funds and increase the aid awards from the schools you have selected to attend.

Those funds are awarded through; Tuition Discounts, Supplemental Educational Opportunity Grants, State Grants, University Based Grants & Scholarships Endowment Awards, Work-Study Programs, Gift Scholarships, Pell Grants and more.

Q: Can I use the membership for all the students in my family? Is there a cost per student?

This is a family membership. The family has the membership so all students in the family are included. Many families start with one college-bound student and continue as their younger students approach college age.

Q: Is it ever too early or too late to get debt-free funding for college?

We work with families at every stage to help their high school, middle school, or college post graduate students win larger financial aid awards. We also assist athletes in getting recruited.

Q: What does the membership cost?

Membership for start up and the first year for all students in the family is $1,500. Our process helps you increase the financial aid awards from the schools you have selected to attend.

Q: How much money can we get for college?

No Risk Promise: We offer a promise of value that each student will receive 4-times the membership fee in college aid from at least one of 6 schools chosen by the student for one year of aid, or we will give your money back. That translates into a minimum financial aid offer of at least $6,000 a year. These offers are not loans. It is debt-free money for college. Average total awards for four year college programs range from $35,000 to $50,000. Read actual award letters received by our members.

Q: How do I apply?

We start by asking you to complete a College Funding 123 membership application. After we receive your application, we schedule an interview with you to complete a profile of your student and your academic and economic goals. At the end of the interview, you and your consultant will decide if the College Funding 123 Membership is a good fit for your family.

If you both agree, you will be invited to become a member. You are free to accept or decline. You are under no obligation.

Q: Does it cost anything to apply?

There is no cost to apply – and you are NOT obligated to join.

Q: Is my membership fee tax deductible?

We recommend you consult with your tax accountant about your particular situation. However, many families find they can take their College Funding 123 membership fee as a tax deduction.

Q: Is college funding aid the only way you help?

We are not a scholarship search company. We work closely with our member families and their students to assist with:

  • Early planning to calculate aid eligibility in advance
  • Building a student profile
  • Matching your student to the colleges that meet their academic and aid goals
  • Financial aid planning and application preparation (FAFSA)
  • Test preparation
  • Filling out the complex financial aid forms
  • Lowering your family contribution to increase your aid through proven strategies
  • Selecting and negotiating financial award offers from colleges
  • Interpretation of award letters

Q: What is required of us, the parents and student?

We require that both the student and the parents participate in the process.

Send your student to the school of their choice – without jeopardizing your retirement.

Get Started: No Obligation Application